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CS Healthcare - for assistance call 0800 917 4325
Switch health insurance
We are committed to making sure you make the right choice when joining CS Healthcare. That is why we try to make the process as easy and transparent as possible, so even if you are currently insured with another provider, you could still benefit from our flexible approach by switching your cover to us. 
There are two options of transferring your cover from your previous health insurer to CS Healthcare; Continued Personal Medical Exclusions (CPME) or Continued Moratorium (CM) option. Our underwriters will review your application and confirm any personal exclusions that may apply before the start of your policy. A premium loading may be applied to the policy to reflect the additional risk to the Society. 
It is important to understand there are certain types of treatment and pre-existing medical conditions which may not qualify you for our switch terms. These include, but are not limited to, stroke, cancer (including benign brain tumors) and joint replacement and spinal conditions and any conditions/symptoms which are being investigated or treated. If you do not qualify for our switch terms, we will offer you Full Medical Underwriting as an alternative. We strongly suggest you do not cancel your existing insurance until we have confirmed any personal exclusions which may apply to your policy.  
Switch criteria
If you are looking to switch your health insurance cover to CS Healthcare, you and any dependant on the policy must satisfy the following conditions: 
  • Currently insured under a UK health insurance policy, or had a policy which expired within 60 days of your requested policy start date with CS Healthcare.
  • The maximum age for any applicant or dependants at the proposed start date of the policy is 69 years and 11 months.
  • A copy of previous certificates of insurance for each dependant applying for switch terms must be provided to CS Healthcare. Please note: we will be unable to validate your cover or authorise any claims for benefit until we have received and reviewed your previous certificate of insurance. Additionally, if valid certificates are not received within 60 days of commencing your policy, cover may be terminated by CS Healthcare.
Contact us today!
To find out more about the switch criteria and see how quick and easy it can be to switch to CS Healthcare call our Membership Services Team today on 0800 917 4325.* You can also do this by getting an online quote. 
*Calls may be recorded and may be monitored for training, quality assurance purposes and/or prevention and detection of crime. 
See for yourself just how competitive our products are. Simply take a few moments to answer some questions and you’ll be surprised at how affordable private health insurance can be.
You can always call us on 0800 917 4325 (calls will be recorded)
Civil Service Healthcare Society Limited incorporated in England and Wales.
Registered Office: Princess House, Horace Rd, Kingston upon Thames, Surrey. KT1 2SL.
FSA reg. no. 205346.