We are committed to making sure you make the right choice when joining CS Healthcare. That is why we try to make the process as easy and transparent as possible, so even if you are currently insured with another provider, you could still benefit from our flexible approach by switching your cover to us. One of our switch options, the Continued Personal Medical Exclusion (CPME) option, can even allow you to switch your health insurance to us without the need to be underwritten.